Updated on December 10, 2025.
Introduction and Overview
Discover to you is an independent website dedicated to offering accessible, research-based information about insurance, policy comprehension, and financial protection options. Through our website https://discovertoyou.com/, you can access detailed guides, practical tips, and clear step-by-step explanations designed to help you understand your insurance choices — whether you are reviewing health plans, evaluating life insurance, or comparing auto and home coverage.
Our mission is to make insurance knowledge understandable and genuinely useful. Whether you are learning about coverage for the first time or refining an existing protection strategy, Discover to you provides clear explanations to help you compare, evaluate, and manage your options with confidence. From understanding deductibles and claims procedures to assessing providers and identifying key coverage features, our content is designed to support practical learning for everyday decisions.
We are not connected to insurance companies, brokers, financial institutions, or commercial service providers. Everything published on our website is produced to inform and empower — not to advertise or endorse specific products. Our recommendations are based exclusively on public data, verified research, and independent editorial review.
Your Privacy Matters
We recognize that your trust is essential and that your personal data deserves protection. This Privacy Policy explains how we collect, store, use, and safeguard your information when you visit or interact with Discover to you.
Our privacy approach is grounded in transparency and respect for your rights. We comply with applicable data protection laws and aim to clearly explain what information we collect, how we handle it, and how you can remain in control of your personal data at all times.
We encourage you to read this policy in full. If you have questions or concerns about how your information is treated, you can contact us directly at https://discovertoyou.com/contact.
Scope of the Privacy Policy
This Privacy Policy applies to your use of https://discovertoyou.com and all content hosted on our platform, including articles, guides, tutorials, and insights related to insurance, financial literacy, and coverage comparison.
Whether you are reading about protecting your home, reviewing health benefits, or researching travel insurance, this policy explains how your data is collected and processed during your visit to our site.
Please note that this Privacy Policy applies solely to Discover to you. If you click on links leading to third-party platforms, official insurers, or government websites mentioned in our content, those external services have their own privacy practices. We strongly recommend that you review the privacy policies of any external site before providing personal information outside of our platform.
Consent
By accessing Discover to you and using any of its features, you acknowledge that you have read, understood, and agreed to the practices described in this Privacy Policy.
Browsing our content, reading guides, or using any part of our website implies acceptance of these terms. If you do not agree with how we collect or manage information, we recommend that you stop using the platform.
Continuing to use the site will be interpreted as your consent to our data handling practices. For additional information on your rights and responsibilities as a user, please consult our Terms of Use.
I. Data Collection Practices
At Discover to you, we handle data in a careful and transparent way. We collect certain information to maintain and improve the platform, protect user access, and provide relevant features. This information comes from three main sources: details you share directly, data collected automatically from your device, and limited information processed by trusted third-party services.
A. Information You Provide
You can access most of Discover to you without revealing personal details. However, some features — such as subscriptions, notifications, or interactive tools — may ask you to provide basic information.
When using these features, you may be asked for your name, email address, phone number, or general location. This information is used to verify your access, send requested updates, or personalize certain aspects of your experience.
If you contact us via our support or contact forms, participate in surveys, or share feedback, we use that information solely to respond to you and improve the platform. Your participation helps us refine content and provide better assistance.
B. Automatically Collected Information
When you browse Discover to you, we automatically collect technical information that helps us operate and improve the website. This may include your IP address, browser type, device details, access time and date, and how you navigate through our pages.
This data is collected through tools such as cookies, log files, and web analytics services. It allows us to monitor performance, troubleshoot technical issues, and understand user behavior — for example, which articles are most viewed or how long visitors stay on particular pages.
We use cookies and web beacons to remember your preferences and optimize your experience. These tools can help display content similar to what you have recently viewed or measure performance across different browsers and devices.
You can adjust or disable cookies in your browser settings at any time. Please note that turning off certain cookies may affect how some features work. By continuing to use our site without changing cookie settings, you consent to our use of cookies as described in this policy.
C. Information from Third Parties
We may work with external advertising and analytics providers to support our content and site operations. These third parties may use tracking technologies (such as cookies or pixels) embedded in our pages to collect anonymized information like browser type, visit time, general location, or interactions with ads.
This helps us measure engagement and display broadly relevant advertising. Although these technologies operate within our site, the data they gather is handled according to each provider’s own privacy terms.
We do not share your personal information directly with advertisers, nor do we control how they manage data after collection. Clicking on an ad does not establish any formal relationship between you and any external party.
Some partners, including Google, may use cookies to serve interest-based advertising. If you prefer to opt out, you can adjust your ad settings through your Google account or consult their official privacy resources for more details.
To better understand how third-party tools used on our site may process your data, we recommend reviewing each provider’s privacy policy. This Privacy Policy only covers data collected through Discover to you and does not govern external services.
II. Purpose and Use of Collected Information
Discover to you collects user information with a clear objective: to provide a safe, efficient, and relevant experience for all visitors. Each category of data we collect serves a specific purpose in improving our platform, enhancing usability, and protecting the site, while respecting your privacy.
2.1 Maintaining Technical Performance
Technical data helps us ensure the website works properly across different devices and browsers. Information such as browser type, screen dimensions, or loading times allows us to identify errors, fix bugs, and enhance overall performance. This contributes to delivering a faster and more stable browsing experience.
2.2 Personalizing User Experience
Understanding how visitors interact with our content enables us to adjust the website in meaningful ways. We may use activity data to refine page layouts, highlight useful resources, or organize tools so that they are easier to find and use.
2.3 Understanding Engagement and Behavior
Metrics such as time spent on a page, click patterns, and content popularity help guide our improvements. These insights show us which topics are most helpful, where users lose interest, and how we can present information more clearly and effectively.
2.4 Improving Features and Services
Feedback and usage data inform how we refine existing tools and introduce new features. Changes to layout, search options, navigation, or entirely new functionalities are based on real user interactions and evolving needs.
2.5 Responding to Inquiries and Feedback
When you contact us, the information you provide allows us to assist you properly. This may involve resolving technical issues, clarifying content, addressing account-related questions, or simply acknowledging your suggestions. We may follow up when necessary to ensure the matter has been resolved.
2.6 Sending Platform Updates and Emails
If you choose to subscribe to our email list, we may send you updates, featured content, or announcements related to your interests. Every email you receive includes a link or option to unsubscribe or modify your communication preferences at any time.
2.7 Enhancing Security and Preventing Misuse
Collected data helps us detect unusual activity, prevent unauthorized access, and respond to potential security threats. We use monitoring systems and behavioral indicators to keep the platform safe for all users.
Our use of data is guided by principles of fairness, respect for privacy, and accountability. We regularly review our practices to adapt to technological changes and maintain the trust of our audience.
Cookie Policy for Discover to you
This Cookie Policy explains how cookies are used on the Discover to you website (https://discovertoyou.com/), what kinds of information they collect, and how they contribute to your browsing experience. It also describes your choices regarding cookie usage and the possible effects of limiting them.
Understanding Cookies
Cookies are small text files stored on your device when you visit a website. They help sites remember your actions and preferences over time. Like many modern websites, Discover to you uses cookies to enhance functionality, personalize elements of your experience, and support overall performance.
Cookies help us to:
- Recognize returning visitors and remember their settings
- Improve navigation and page responsiveness
- Analyze how the platform is used to guide improvements
They also contribute to security by detecting suspicious behavior and preserving data integrity. In addition, advertising cookies help display content that reflects general user interests and browsing patterns.
You can manage cookies through your browser settings. Restricting certain types of cookies may affect site performance or limit the availability of some features.
How We Use Cookies
Cookies on Discover to you fall into several categories:
- Essential cookies
These are required for basic site operation. They help pages load correctly, support secure sessions, and keep key features functional. Without them, some essential parts of the site may not work. - Preference cookies
These remember choices such as language, layout, or display options. They allow the interface to remain consistent and tailored during repeated visits. - Analytics cookies
These gather information about how visitors interact with our content. We use this data to improve site structure, refine features, and identify technical issues that might affect usability. - Security cookies
These assist in monitoring activity, protecting user accounts, and responding to irregular behavior. They are important for maintaining a safe browsing environment. - Advertising cookies
These allow more relevant promotional content to be shown. They may track interactions with ads and help measure campaign performance. Some advertising partners may use their own cookies. In such cases, users are encouraged to consult those providers’ privacy policies for details.
Managing or Disabling Cookies
Most browsers allow you to inspect, block, or delete cookies at any time. Disabling essential cookies may prevent certain core functions from working, while blocking preference cookies can stop the site from remembering your settings.
Limiting analytics cookies may reduce the accuracy of our performance improvements. Blocking advertising cookies will not eliminate advertisements; however, ads may become less relevant to your interests.
To manage cookies, refer to your browser’s help or support section for detailed guidance. Understanding how cookies work helps you control your online experience while keeping important features available on Discover to you.
The Cookies We Set
Cookies help maintain a smooth, secure, and personalized experience on Discover to you. The main types we use include:
- Account and Login Cookies
These support registration, login sessions, and account recognition. They help keep you signed in across pages and remember certain preferences linked to your profile. Many session cookies are deleted when you log out, but some may remain to preserve settings for future visits. - Email Subscription Cookies
If you subscribe to our newsletter or email updates, these cookies help manage your preferences. They enable us to tailor email content based on your previous interactions and ensure that messages reflect your level of engagement. - Survey and Form Submission Cookies
When you participate in surveys or submit forms, cookies may be used to prevent duplicate submissions and store temporary information. This helps avoid repetition and can save time by remembering previously entered details when appropriate. - Customization Cookies
These store interface-related choices such as display mode, language, or layout preferences. By remembering your selections, the site can deliver a more consistent and personalized experience each time you visit. - Third-Party Provider Cookies
We collaborate with third-party services to support performance, gather analytics, and manage advertising. These providers may place their own cookies within our site to carry out specific tasks. - Analytics and Performance Cookies
Tools such as Google Analytics use cookies to collect anonymous usage data, including time spent on pages, navigation paths, and general behavior trends. These insights help us identify what works well and where improvements are needed. For more information, please refer to Google’s official documentation on how they use cookies. - Testing and Development Cookies
During updates or feature testing, we may use temporary cookies to track performance and user response. This ensures new features function correctly and do not negatively affect the user experience. - Advertising Cookies
Cookies used by advertising partners may help deliver content based on broad interests and track how effective certain ads are. Users can manage their ad preferences through browser settings or tools such as Google’s Ad Preferences and resources like www.aboutads.info.
How to Block Cookies
You can manage cookie behavior directly through your browser settings. Most browsers provide options to view, block, or delete cookies as needed. For detailed instructions, consult the official support pages for:
- Google Chrome
- Firefox
- Microsoft Edge
- Opera
- Safari
Disabling cookies may change how some parts of the site function. For example, you might lose saved settings, automatic login sessions, or personalized suggestions. Blocking advertising cookies will not remove ads entirely but may result in less tailored content.
By understanding how cookies operate, you can make informed choices and customize your experience on Discover to you while still maintaining control over your data.
III. Commitment to Data Protection
Discover to you gives high priority to the security of user information. We do not sell, rent, or trade your personal data under any circumstances. In certain situations, we may share anonymized or aggregated information with trusted partners to improve performance, develop new features, or better understand general usage patterns. This type of data cannot be used to identify you personally.
Users may choose to opt out of this type of anonymized data use at any time. If you wish to manage your preferences or learn more about your options, please contact us via our contact form.
To protect personal data, we implement a combination of robust security measures. These include encrypted connections for data transmission, restricted internal access based on role, and monitoring tools designed to detect unusual or unauthorized activity. Our systems are periodically reviewed, and we conduct audits to strengthen safeguards and address potential vulnerabilities.
While we take every reasonable step to secure our platform, no online system can be guaranteed entirely risk-free. If an unauthorized incident occurs, Discover to you will act promptly to contain the situation, restore security, and follow all required notification procedures. If your data is affected, you will be informed as soon as possible, along with guidance on how to protect your information.
For us, protecting user privacy is not limited to technical measures — it reflects the trust you place in our platform. We remain committed to maintaining a safe, respectful, and transparent environment for everyone who visits Discover to you.
IV. Implementing Your Privacy Privileges
4.1 Understanding Your Rights
At Discover to you, we believe all individuals have the right to understand how their personal information is used and to make choices about it. Whether you browse anonymously or engage more actively with our platform, you have the right to access, review, or request modifications to the information we hold about you.
In certain circumstances, you may also request that we limit how your data is used or ask for its permanent deletion. While we aim to honor all valid requests, there may be cases where we are required to retain specific records for legal, administrative, or security reasons.
We provide tools and support to help you manage your privacy preferences. Our objective is not only to comply with legal requirements but also to give users clear control over how their data is treated.
4.2 Our Data Retention Practices
We retain personal data only for as long as necessary to fulfill the purposes for which it was collected. This may include ensuring site functionality, delivering content, resolving support inquiries, maintaining security, and improving performance.
For example, we may keep your contact details to respond to previous messages or to follow up on outstanding issues. Technical information related to performance and security may be stored temporarily to help identify and prevent future problems. Once the data is no longer needed, it is either deleted or anonymized so that it cannot be linked back to you.
If you want your data to be removed, you can submit a request through our contact page at https://discovertoyou.com/contact. We will process your request as quickly as possible and inform you when the removal is complete, or explain if certain information must be retained for a limited period for legal or operational reasons.
At Discover to you, we take privacy seriously. Our data management procedures are designed to protect user rights, support transparency, and ensure that your information is handled responsibly from collection to deletion.
V. GDPR Compliance & Global Privacy Rights
5.1 Governance under GDPR (European Union)
Because our operating company is established in Estonia, all personal data is processed in line with the General Data Protection Regulation (GDPR), widely recognized as a leading global standard for privacy and data protection.
5.2 Legal Bases for Processing
We rely on the following legal grounds to process your personal data:
- Consent: When you voluntarily opt in to receive newsletters or accept cookies.
- Legitimate Interest: To maintain site security, prevent fraud or abuse, and improve our services (for example, through analytics).
- Legal Obligation: When we are required to retain or process data to comply with Estonian or European Union laws.
5.3 International Data Transfers
Your personal data may be transferred to, stored in, and processed in Estonia (European Union), where our core operations are based. By using our services, you acknowledge that such processing involves an international transfer of your information. We apply appropriate safeguards to these transfers to ensure protection consistent with EU standards.
5.4 Global Rights (Brazil/LGPD, Canada, and Other Regions)
Although this policy is written to align with the GDPR, Discover to you extends these high standards of privacy protection to all users worldwide.
- For users in Brazil (LGPD): You have rights including confirmation of processing, access to your data, correction of incomplete or inaccurate information, and withdrawal of consent. You can exercise these rights via our contact form.
- For users in other jurisdictions: Regardless of where you are located, we respect your right to access, correct, delete, or export your personal data, subject to applicable local laws.
VI. Future Adjustments to Our Privacy Policy
As Discover to you evolves, introduces new features, or adapts to technological and regulatory changes, this Privacy Policy may be updated to reflect current practices. We may also revise it to further clarify our data handling approach or address new privacy expectations.
Whenever this Privacy Policy is updated, the most recent version will be posted on this page. If any changes significantly affect how we collect or use your personal data, we will make reasonable efforts to communicate those updates clearly.
We recommend checking this page periodically to stay informed about the latest version. Continuing to use the site after any updates indicates that you accept the revised terms. If at any time you feel that the changes no longer meet your preferences, you may choose to stop using the platform.
VII. Our Contact Information
If you have any questions about this Privacy Policy or about how we handle personal data, you can contact us at any time via our contact form at https://discovertoyou.com/contact.
Our team is available to assist with inquiries related to privacy, data usage, or your rights as a user. We are committed to offering clear explanations and timely support so that you can be confident your information is treated with care and transparency.
RubikTech OÜ
Registry Code: 16826788
Tallinn, Sepapaja 6, 15551
Harju, Estonia.